Gerber whole life insurance8/10/2023 ![]() They offer low rates, simple applications, and guaranteed acceptance options for individuals in poor health. ![]() In our professional opinion, Gerber is one of the best insurance companies to do business with. And you likely that you know someone who is a satisfied Gerber life insurance policyholder. They also have an A+ rating with the BBB. ![]() Gerber holds an A (Excellent) rating from AM Best, which puts them in the top tier of all insurance providers nationwide. They did so by treating their customers right and with sound investment practices as a company. Throughout Gerber’s short 55-year life span, they have grown to be a dominant player in the life insurance market. Guaranteed acceptance life insurance is ideal for individuals in poor health or is over the age of 70. Therefore, these policies are reserved for those who fail to qualify for other types of coverage. Gerber’s Guaranteed Life policy provides lower coverage amounts, and higher premium rates compare other policy types. These simple policies provide guaranteed funds to help pay for end-of-life expenses. Individuals aged 50 – 80 can up to $25,000 in coverage with no medical exam or any health questions whatsoever. Gerber’s Guaranteed Acceptance Life Insurance Individuals who fail to qualify can still apply for Gerber’s guaranteed acceptance life insurance coverage. Most applicants can have a decision within minutes.Simple application process – no medical exam required in most cases.Individuals aged 18 – 70 can up to $100,000 in coverage with no medical exam. Traditional whole life and guaranteed acceptance. Gerber has two whole life insurance options. Permanent Life Insurance Options Form Gerber
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